Strategic planning to build wealth with intelligence.
Experts in HS consortiums and structured credit solutions. We turn your wealth goals into reality with security and predictability.
500+
Clients Served
R$ 200M+
in Contemplated Credit
10+ anos
Years of Experience
Consulting, not just sales.
Before presenting any solution, our team performs a complete wealth diagnosis. We understand your goals, time horizon and financial capacity to then structure the most suitable strategy.
We don't work under pressure. We work with planning.
Diagnosis
Complete analysis of your wealth situation and objectives.
Strategy
Personalized credit structure and contemplation term.
Transparency
No hidden fees. Clear comparisons with other options.
Support
Ongoing support from start to contemplation and beyond.
Smart credit for every goal
Traditional Consortiums
Structured solutions for acquiring goods and services with medium and long-term planning. No interest, no mandatory down payment.
- ›Real Estate — Residential, commercial and land
- ›Vehicles — Cars, SUVs and utilities
- ›Services — Renovations, travel and education
Nautical Consortium
Exclusive solutions for vessel acquisition with strategy and financial predictability.
- ◆High-end boats and yachts
- ◆No brand or model restrictions
- ◆Specialized nautical support
Our consulting methodology
Strategic Diagnosis
We analyze your wealth situation, goals and financial capacity to structure the best strategy.
Credit Structure
We define the credit certificate value, ideal term and the most suitable modality for your profile.
Contemplation Planning
We map the best contemplation strategies — free bid, fixed or draw — to optimize your timeline.
Full Support
We stay by your side from start to contemplation with consulting support at every step.
Clients who planned with Atrium
Atrium changed my view on consortium. The support was exceptional.
Carlos M.
Business owner, São Paulo
Commercial property R$ 1.2MWe were lost between financing and consortium. The team made a clear comparison and helped us.
Ana and Roberto F.
Couple, Rio de Janeiro
Apartment R$ 850KThe nautical consortium was perfect. No abusive interest and smart planning.
Marcelo S.
Doctor, Curitiba
Boat R$ 400KStart your wealth planning today.
Talk to an expert and find out which strategy makes sense for your goals.